Why the bill is smaller than it feels
A desktop printer draws most of its power heating the bed, and only in bursts once it is up to temperature. Average consumption over a job is far below the nameplate figure, which is why the catalogue stores an average rather than a peak.
What does cost real money
Machine wear and failed prints. Every hour of printing brings the next repair closer, and a print that dies at the last layer burns everything it consumed. Both are in the breakdown above, and both are usually larger than the electricity line.